How Medicare Works (start here!)
Medicare is a federal insurance program that provides health insurance for people 65 and older and individuals younger than 65 that may qualify due to a disability. There are four different parts to Medicare — Part A, B, C, and D. Click the icons below to learn more about each part!
What is Medicare Part A?
Medicare Part A is inpatient and hospital insurance. Part A coverage applies to:
Inpatient hospital care
Skilled nursing care
Hospice care
Some home health care
What is Medicare Part B?
Medicare Part B is outpatient medical insurance. Part B coverage applies to:
Services from doctor
Outpatient care
Durable medical equipment
Preventive services
What is Medicare Part C?
Medicare Part C (Medicare Advantage) are privately managed, federally approved Medicare plans. Part C plans combine the benefits of Part A and B into one plan and may also include:
Prescription drug coverage
Dental, vision, and hearing coverage
Wellness programs and telehealth services
What is Medicare Part D?
Medicare Part D plans provide beneficiaries with privately managed, federally approved prescription drug coverage. Medicare Part A and B don’t offer prescription drug coverage, so Part D helps:
Manage prescription drug costs
Provide discounts at in-network and preferred pharmacies